Rates and Fees

This website is not a lender and does not make credit decisions, approve loan requests, set loan terms, or fund loans. It provides a connecting service that allows consumers to submit a loan request to lenders or lending partners in a network.

Rates, Fees, and Loan Terms

The website does not determine the annual percentage rate (APR), interest rate, finance charges, fees, repayment schedule, or other terms of a loan offer. These conditions are established by the lender and may vary based on the lender’s policies, applicable state law, and the borrower’s individual circumstances.

If a lender decides to offer a loan, the lender will provide the applicable rates, fees, repayment terms, late-payment provisions, renewal policies, and other conditions. Approval, loan amounts, rates, fees, terms, and funding times are not guaranteed and vary by lender and state.

Review the lender’s loan agreement carefully before accepting an offer. Make sure you understand the total cost of the loan, payment schedule, finance charges, late-payment consequences, renewal terms, and any potential effect on your credit score.

Late Payments and Non-Payment

Late or missed payments may result in additional fees, collection activity, and a negative impact on your credit score. If you believe you may be unable to make a payment on time, contact your lender as soon as possible to discuss any options that may be available.

Renewals and Extensions

Renewal and extension policies vary by lender and may involve additional fees or finance charges. Review all renewal provisions before accepting a loan offer and consider whether you can repay the loan according to the original schedule.

Connecting Service

The website does not charge consumers a fee for submitting a loan request. It does not control and is not responsible for the decisions, actions, or inactions of lenders or lending partners.

Questions about a loan offer, including rates, fees, payment terms, or account status, should be directed to the lender that provided the offer. Questions about the connecting service may be sent to [email protected].

Responsible Borrowing

Short-term loans are expensive financial products and should not be used as a long-term financial solution. Consider less costly alternatives and accept a loan offer only after reviewing all terms and confirming that you can meet the repayment obligations.

Loan availability, amounts, rates, fees, terms, approval, and funding times vary by lender and state. The connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia.

The information provided on this page is for general informational purposes only and does not constitute legal or financial advice.