How It Works

This website provides an online connecting service for consumers who want to request short-term loan options. This website is not a lender, does not provide loans, and does not make credit decisions.

Submit a Loan Request

Complete the online request form with accurate personal, contact, income, employment, and banking information. By submitting your information, you confirm that you have read, understood, and agree to the Privacy Policy, Terms of Use, E-Consent, Responsible Lending, and Marketing Practices.

Your Information May Be Shared With Lenders

Your loan request may be shared with one or more independent lenders or lending partners in the network. Each lender uses its own review process and decides whether to present a loan offer.

Submitting a loan request does not guarantee approval, a specific loan amount, particular rates or fees, or any funding timeframe. This website does not control or influence a lender’s decision.

Lender Review and Verification

A lender may verify your identity, income, employment, bank account, credit history, or other information. Some lenders may request additional documents or details before making a decision. Verification and credit-check requirements vary by lender.

Review the Loan Offer

If a lender presents a loan offer, the lender will provide the applicable loan amount, annual percentage rate, fees, repayment schedule, due dates, and other terms and conditions. You are not required to accept an offer.

Before accepting, carefully review the full loan agreement, including the total repayment amount, finance charges, late-payment consequences, renewal or extension policies, collection practices, and any potential effect on your credit score.

Funding

If a lender approves your request and you accept the lender’s offer, the lender will explain how and when funds may be delivered. A loan may be funded as fast as the same business day in some circumstances, but funding times vary based on the lender, verification requirements, bank processing schedules, and other factors.

Typical Eligibility Requirements

Each lender establishes its own eligibility and underwriting requirements. Common requirements may include:

• Being at least 18 years old;
• Having a valid checking or savings account;
• Having a regular source of income;
• Providing valid identification and contact information;
• Meeting applicable residency and lender requirements; and
• Not being prohibited from receiving the requested credit under federal or state law.

Meeting these general requirements does not guarantee that a lender will approve your request. Certain credit products may not be available to covered members of the U.S. Armed Forces or their dependents under applicable federal law.

Availability and Important Disclosures

Loan availability, amounts, rates, fees, repayment terms, approval decisions, and funding times vary by lender, state, and individual circumstances. This connecting service is not available to residents of Arkansas, New York, Vermont, or West Virginia.

This website is not responsible for the actions or inactions of any lender or lending partner. Any loan agreement is solely between you and the lender that provides the offer.

Borrow Responsibly

Short-term loans are expensive financial products intended for temporary financial needs. They should not be used as a long-term financial solution.

Late or missed payments may result in additional fees, collection activity, and a negative impact on your credit score. Renewal policies vary by lender and may involve additional costs. Only accept a loan offer after reviewing all terms and confirming that you can afford the required payments.

Contact

For questions about this connecting service, contact [email protected]. Questions about a specific loan offer, payment, fee, or repayment obligation should be directed to the lender identified in your loan agreement.